100% USDA Financing
Get the loan here & Find the home here
PHONE:  (833) 4MY-USDA
Milltown, NJ 08850

 What is a USDA loan?


Just like FHA or VA, The USDA (United States Dept. of Agriculture) also sponsors a mortgage loan program. The USDA mortgage program allows you to buy a home with NO MONEY DOWN, as long as the property is located in a certain area, and also that your total household income does not exceed the published maximum for the County in which the property is located. For more information, go to the HOME page of this site and click on APPLY ONLINE.

If you qualify, and the property is located in an eligible area, this loan may be your best option. Check it out! The payment on a USDA loan with no money down will be LOWER THAN a payment on an FHA loan even though no down payment is made.

 Benefits of the 100% USDA Loan Program

  • No Down payment required
  • 1/4th the monthly MIP of an FHA loan
  • No cash reserves required
  • No 1st time homebuyer requirement
  • Can be used for new or existing homes
  • Fully - amortizing 30 year fixed rate loan
  • No prepayment penalty
  • No seller contribution limit
  • Only a 620 Minimum credit score

Remember, in order to be able to use the USDA 100% Purchase Program, both the PROPERTY and the BUYER must qualify.

To find out if the property qualifies, go to:

 Click here to check USDA property eligibility

click on  "accept", and then enter the property address or double click on the map and zoom in.

To find out if you qualify, and for how much, call us. There are many things to consider in determining how much you can qualify for. With a short phone call, we can figure it out.

Call us right now at (833) 469-8732 or (833) 4MY-USDA


USDANJ.com Home Page BUYERS - Apply online for Pre-Approval here REALTORS - Get the USDA advantage and DOUBLE your income Check Out the Map of USDA Eligible Areas Check the Maximum Income Limits in Your Area Contact Us Find a USDA lender in your area About Us USDA Loan Information Calculators GET Pre-Approved! It's Important! Search Homes Articles F.A.Qs Links What We Do Home Value Request Mortgage FAQs Mortgage Articles Sell Your House RSS Feeds Can I Refi using a USDA Loan?
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