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WHY RENT WHEN YOU CAN OWN WITH NO MONEY DOWN?
Why rent when you can own?
You do not need a down payment to buy a house. If you qualify you can buy a single family home, in a USDA eligible area, with NO MONEY DOWN!
In order to qualify, you only need a minimum credit score of 620, with no outstanding judgments, and your total household income cannot exceed published guidelines for the County in which you want to buy.
To find out if a property that you are interested is in a "USDA Eligible" area, click on the following link, click "Accept", and enter the property address. Or, you can double click on the area that you are interested in, to ZOOM IN. The shaded areas are not eligible, and the white areas are eligible.
To find out if your income is within the guidelines, click on the following link and find your State and County, and complete the short form.
If the home you want to buy is located in an eligible area, and your total household is below the limit, You may qualify for 100% USDA financing! To find out, Click on the "Step #1 - Get Pre-Approved Here" button at the top of this page and complete the application. You will be contacted by one, and only one, licensed mortgage originator who specializes in the 100% USDA Program.Your contact information will not be shared with anyone else.
You can also call our office to speak directly to a USDA loan specialist at (833) 4MY-USDA.
Questions? Send them to: Mark@USDANJ.com
We have associates who are licensed in all 50 states.